High-Risk Merchant and Payment Processing Services

High-risk merchants need expert advice and DigiPay knows high-risk better than anyone.

The Payment Processor of Choice for High Risk

We’re focused on offering high risk merchant accounts for some of the hardest to place international and US high risk businesses.

The #1 High Risk Merchant Account Provider

If your business is classified as high-risk we understand you have complex payment needs and must continually adapt to ever changing rules and regulations. As a risk-holding payment provider we offer in-house underwriting and risk management to help you maintain a healthy merchant account processing at the lowest possible rate. With our teams twenty years experience in domestic and off-shore processing you have curated knowledge from trusted experts.

Corporation or LLC Set-Up

Let DigiPay help you. We have partnered with many corporate creation companies around the world so that we can find the best option for your specific needs. Whether you are looking to start a US or International based business, have an existing business or you are ready to move offshore, we can get you moving in the right direction. You choose the level of assistance you need, from a do-it-yourself referral to step-by-step support through the entire set up process. You decide how much support you need and DigiPay will be there to provide it. We appreciate your business and look forward to providing you with quality service and excellent customer care.

* DigiPay Solutions is a service company and does not provide legal or financial advice.

Powerful Solutions:

  • Accept local and multi-currency and broaden your customer base
  • Accept recurring billing as well as one-time payments
  • Extensive fraud controls, including AVS, CVV/CVC
  • Process in multiple locations
  • Use of our free virtual terminal
  • Shopping cart integration
  • Easy integration with free technical support
  • Competitive rates
  • Easy to use PCI compliant gateway
  • Manage Multiple MIDs with Intelligent Routing

Customer Scoring:

  • Age and Identity Verification using 50 different KPI factors
  • Tracks The Payment
  • Reputation of Customers
  • Reputation of Payments
  • Tracks The Reputation of Affiliate Marketers
  • Comprehensive reporting tools
  • Online reporting available 24/7
  • Fraud Protection & Prevention
  • Chargeback Prevention & Management
  • IP, Country & BIN Blocking
  • Location Geofencing

Faster Approvals. Competitive Pricing. Better Service.

DigiPay Solutions provides all-inclusive merchant services to thousands of high risk merchants, ranging from startups to businesses processing millions of dollars a month. So when you’re ready, we’re ready.

  1. Reallocate IT and Accounting Resources

    Reducing your scope of PCI compliance and audits can deliver six figure savings.

  2. Reduce Liability and Exposure

    Our multiple forms of firewall and complex cloud encryption allow you to process and store credit card and transactional data outside of your system.

  3. Improved IT Responsiveness

    With real-time access, you can safely manage and analyze customer payment information anywhere, anytime.

DigiPay Gateway Services for Instant ROI — used by over 17,000 customers
Try DigiPay Now ↗

“There’s a feeling of structure that you can’t find in other companies that DigiPay brings to the table. — Their services are worth their weight in Salt!”

Partner with DigiPay

We’re always looking for new partners and agent offices.
Are you a bank? We can place merchant declines so you maintain the relationship.

Are you an ISO or agent? We can place your high-risk merchants and find solutions for merchants with complex needs.


Let's get you started

with a High-Risk Merchant Account