Built to Transact for eCommerce

At DigiPay, we know e-commerce. Our solutions are designed to increase sales and conversions by helping merchants simplify payments and acquire unique insights about their customers.

Our on-demand identity verification serves two purposes, fraud prevention and rich customer analytics for improved marketing.

Process Transactions at The Lowest Rate

In the world of processing electronic transactions, the lower the risk the lower the rate. Many brick-and-mortar merchants have reduced risk and lowered their rates by using EMV (Europay, Mastercard and Visa) technology at the point of sale to authenticate card-present transactions. While this technology has helped brick-and-mortar merchants, it has also pushed more fraud to online channels.

Payment processors and banks refer to transactions processed via e-commerce as card not present (CNP). Without EMV protections, CNP transactions carry a higher risk of fraud, and some CNP merchants carry more risk than others, based on the card brands’ merchant category code “MCC” classification system. For example, e-commerce merchants that sell physical goods, such as clothing and household items, are considered lower risk than those that sell digital goods and services. It is important for merchants to follow their specific MCC guidelines to avoid running afoul of their banks.

DigiPay is built for e-commerce, with dedicated professionals and a one-stop payments shop. Our company is staffed by payment processing experts, with experience building e-commerce payment strategies for merchants of every size. We look forward to helping you optimize your e-commerce site, by increasing sales and conversion rates while processing at the absolute lowest rate.

How DigiPay Works for You:

  • Marketplace Integrations
  • Advanced Fraud Monitoring
  • Transaction Analytics
  • Customer Analytics
  • Expert Advice
  • Increase Sales and Conversions

DigiPay Features:

  • Full PCI Compliance Included
  • Payment Dispute Assistance
  • No Hidden Fees
  • Fast Deposits
  • Sales Reporting
  • Customer Analytics

DigiPay, powered by Tranzlytics, provides a master vault for card storage; once a card is seen, it is never forgotten. This historical record benefits DigiPay merchants, intelligently authenticating a customer’s identity, to increase conversions and faster checkouts.

Know Your Cost and Get Paid Fast

DigiPay powers you to accept Visa, Mastercard, American Express, and Discover for the lowest rate and with complete transparency. No hidden surprise fees. Next business day funding.

All the tools you’ll need

Whether you’re trying to get a merchant account active for your SaaS, preventing chargebacks, or trying to stop fraud DigiPay Solutions has your needs covered.

Fraud & Chargeback Management

Using a single interface, we provide access to our global network of major card issuing banks and our award winning Chargeback & Fraud Management Program.

Data Vault

Our Data Vault securely stores customer’s payment information for future purchases, subscriptions, and layaway plans. Allowing you to build customer profiles and extend VIP invitations using multidimensional historical data.

Interchange Optimizer

Merchants are often assessed higher transaction fees because their processor lacks the expertise and technical know-how to ensure every transaction is properly handled preventing transaction downgrading.

Trusted & Vetted Security

Cybercrime is increasing in frequency and impact. Attacks are a threat to businesses small, large and enterprise. What level of risk are you willing to absorb? Are you prepared?

Global & Domestic Processing

As an independent payment provider we partner with best in breed partners, acquiring banks, and processors to offer our merchants the solutions that best fit their needs.

Mobile Payments

Increase sales by accepting payments online, in-store, & on the road. We offer best in breed mobile terminals with real-time reporting & fast authorizations for debit & credit cards.

“There’s a feeling of structure that you can’t find in other companies that DigiPay brings to the table. — Their services are worth their weight in Salt!”