PCI Compliant and Beyond

Our Data Vault securely stores customer’s payment information for future purchases, subscriptions, and layaway plans. The Vault also allows you to build customer profiles and extend VIP invitations using multidimensional historical data.

Protect Your Sensitive Information

Protecting Sensitive Information and handling Sensitive Information is a vital portion of business that we take very seriously.


Tokenization is a process that replaces Primary Account Number (PAN) data with a “token” consisting of nonsensical numbers. Generating tokens is not difficult, but securing tokens and creating an end-to-end encrypted ecosystem is. Many merchants, CRM’s, gateways, and third-party providers remain vulnerable because they lack the security expertise to protect the token server.

What sets us apart from the competition is the strength and irreversibility of the methodology we use to generate tokens, and our end-to-end encryption using clustered databases and cloud web servers. With a data vault that exceeds PCI DSS best practices, merchants can confidently store tokens and access customer data without the security implications and risks associated with storing the data on their system.

Expired Card Recovery (Dunning)

MasterCard reports that recurring decline rates average 25 to 30%. Are you losing customers and profits due to expired cards or transaction timing? Our proprietary algorithms resubmit declined transactions and boost your bottom line.

Data Vault Features:

  • Customer Portal To Access Account Information
  • Reduced Customer Service Costs
  • Reduced Declines
  • Improved Marketing and VIP Rewards
  • Our Layaway Feature Increases High-End Purchases
  • Improved Customer Shopping Experience

Accelerating Global Payment Strategy

DigiPay, known for its cutting-edge payment technology and its user-friendly payment gateway, has been delivering international solutions to the merchant community for almost a decade.

  1. Automatic Recurring Billing

    (ARB) is an enterprise-level system designed to assist corporations by automatically billing accounts placed on recurring billing and layaway plans.

  2. My Payment Manager

    (MPM) is designed to help consumers and customer service representatives efficiently manage payments. Through an easy to user interface, customers and service representatives can quickly locate payment plan details, access payment reports, edit customer information and change payment credentials.

  3. The Payment Management Center

    (PMC) provides a top down view for managers to review performance and projections by plan. The built-in reporting system within PMC also provides flexible custom reports to drastically simplify analysis for managers.

DigiPay, a leader in the payments industry, is dedicated to developing innovative payment technology to simplify the payment process and empowering merchants. The ARB system is a vital portion of DigiPay’s all-in-one solution, especially for enterprise-level clients. In combination with the Data Vault, Fraud Based Intelligence Tools and various other functionalities, merchants can decrease the size of their cost centers by allowing their individual customers access to the payment system.
Try DigiPay Now ↗

“Making sure my data is secure is a peace of mind and one less thing I have to worry about in my daily business ventures.”

Partner with DigiPay

We’re always looking for new partners and agent offices.
Are you a bank? We can place merchant declines so you maintain the relationship.

Are you an ISO or agent? We can place your high-risk merchants and find solutions for merchants with complex needs.