Built to Transact Across Channels

At DigiPay, we know today’s merchants need to transact in-store, on-line, by phone, and on the go. Our solutions are designed to increase sales and conversions by helping merchants leverage business, technology, and human intelligence across every sales channel.

Process Transactions at The Lowest Rate

In the world of processing electronic transactions, the lower the risk the lower the rate. Many brick-and-mortar merchants have reduced risk and lowered their rates by using EMV (Europay, Mastercard and Visa) technology at the point of sale to authenticate card-present transactions. While this technology has helped brick-and-mortar merchants, it has also pushed more fraud to online channels.

Payment processors and banks refer to transactions processed via e-commerce as card not present (CNP). Without EMV protections, CNP transactions carry a higher risk of fraud, and some CNP merchants carry more risk than others, based on the card brands’ merchant category code “MCC” classification system. For example, e-commerce merchants that sell physical goods online, such as clothing and household items, are considered lower risk than those that sell digital goods and services. It is important for merchants to follow their specific MCC guidelines to avoid running afoul of their banks.

DigiPay is built to transact across channels, with dedicated professionals and a one-stop payments shop. Our company is staffed by payment processing experts, with experience building omni-channel payment strategies for merchants of every size. We look forward to partnering on your omni-channel journey, helping you increase sales and process in every channel at the absolute lowest rate.

Businesses also need a payment gateway that will integrate electronic payment processing with their accounting or business systems. DigiPay, powered by TranZltyics, connects with widely used business management and accounting systems, including Microsoft Dynamics 365.

As we look to the near future, digital currencies will become increasingly important to B2B commerce. DigiPay powered by TranZlytics will transact in any currency, international or digital.

Ready to transact anywhere and everywhere? Apply online and one of our payment pro’s will manage the rest.

All the tools you’ll need

Whether you’re trying to get a merchant account active for your SaaS, preventing chargebacks, or trying to stop fraud DigiPay Solutions has your needs covered.

Fraud & Chargeback Management

Using a single interface, we provide access to our global network of major card issuing banks and our award winning Chargeback & Fraud Management Program.

Data Vault

Our Data Vault securely stores customer’s payment information for future purchases, subscriptions, and layaway plans. Allowing you to build customer profiles and extend VIP invitations using multidimensional historical data.

Interchange Optimizer

Merchants are often assessed higher transaction fees because their processor lacks the expertise and technical know-how to ensure every transaction is properly handled preventing transaction downgrading.

Trusted & Vetted Security

Cybercrime is increasing in frequency and impact. Attacks are a threat to businesses small, large and enterprise. What level of risk are you willing to absorb? Are you prepared?

Global & Domestic Processing

As an independent payment provider we partner with best in breed partners, acquiring banks, and processors to offer our merchants the solutions that best fit their needs.

Mobile Payments

Increase sales by accepting payments online, in-store, & on the road. We offer best in breed mobile terminals with real-time reporting & fast authorizations for debit & credit cards.

“There’s a feeling of structure that you can’t find in other companies that DigiPay brings to the table. — Their services are worth their weight in Salt!”

Partner with DigiPay

We’re always looking for new partners and agent offices.
Are you a bank? We can place merchant declines so you maintain the relationship.

Are you an ISO or agent? We can place your high-risk merchants and find solutions for merchants with complex needs.


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